Cookie and Data Retention Policy

Cookies and local storage are small text files placed on your browser or device when you visit Fundigoo. They enable the platform to remember your login session, maintain escrow verification state, preserve language and currency preferences, and protect against Cross-Site Request Forgery (CSRF).

We categorize cookies into: 1. Strictly Essential Cookies: Necessary for core security, user authentication, session maintenance, and PayStation checkout. These cannot be switched off without disabling platform security. 2. Performance & Analytics Cookies: Help us measure visitor volume, page response latencies, and traffic sources to improve system speed. 3. Functional Cookies: Remember your consent choices, filter preferences, and dashboard customized views. 4. Security & Anti-Fraud Tokens: Specialized identifiers that verify browser integrity and detect bot attacks or automated credential stuffing.

When you first visit Fundigoo, an interactive Cookie and Data Retention Consent Banner is presented. - If you click "Allow All & Accept": Your consent is saved permanently in your browser's local storage. The prompt will not show again for this browser and user profile. - If you click "Reject Non-Essential / Decline": The prompt will dismiss for your current browser visit session. Because non-essential consent was declined, the prompt will show again when you visit our site in a new browser session.

In compliance with statutory financial audit and corporate governance regulations: - Transaction & Escrow Settlement Records: Retained for a minimum of seven (7) years following transaction completion. - Identity & eKYC Verification Files: Retained for five (5) years after account closure in accordance with AML/CFT regulatory requirements. - Session & Cookie Data: Essential session tokens expire within 30 days. Analytical cookies expire within 12 months. - Marketing & Communication Data: Retained until the user opts out or requests data deletion.

You can reset your cookie preferences at any time by clearing your browser cache or visiting this page. To request deletion of non-statutory personal data, contact compliance@fundigoo.com.